[oclug] Mozilla vs Netscape 6.1
Jon Earle
je_linux at kronos.honk.org
Mon Aug 13 11:15:38 EDT 2001
I have overdraft protection so I usually don't worry about rubber
cheques. :) But,I have made deposits at other than my home branch, and
(usually they were all cheques) on occasion, spoken to a teller to ensure
that they were cleared right away (so the funds were immediately
available). Only time I've had issues with deposits taking time to clear
is if I use the ABM - a live teller will generally process a business
cheque and clear it right away (personal cheques usually get processed for
me right away too, if handled by a live teller vs an ABM).
I have done things like increasing my immediate withdrawal limits (when
you deposit a cheque via ABM, you can only access so much, vs depositing
via a live teller where you can access the whole amount). Perhaps that
could help?
Jon
On Mon, 13 Aug 2001 bbarnett at l8r.net wrote:
>
> On 13-Aug-2001 Jon Earle wrote:
> > On Fri, 10 Aug 2001 bbarnett at l8r.net wrote:
> >
> >> Well, yes and no, but when you have a problem its your home branch that can
> >> take direct action, not others. (Well, certain problems).
> >
> > Perhaps. I haven't run into anything I can remember that required me to
> > go to my home branch.
> >
>
> If you have a cheque go through without the funds there to cover it, your local
> branch is the only one that can stop it from bouncing (In 3 different banks
> I've dealt with) until you get there. In most cases today, putting money in to
> "cover" the cheque doesn't cover it (including TD/Canada Trust), unless your
> local branch sees that you've done so, and tells the cheque not to bounce.
>
> There are other cases where the home branch is paramount, but if you've covered
> a cheque as the above, and then it didn't bounce, it was because your home
> branch saw you did, and approved it... all invisible to you.
>
>
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